“The changes to the benefit to the customers are enormous” André Alexis Megudjou, Deputy General Manager CCA Bank.
In what context does this change occur?
At the close of its 20 years of existence, CCA has grown in size and it was necessary to observe this outbreak. This is due to the fact that, we have clients who grew up and who were already Bankable. But they remained attached to us which retarded their development because we could not meet up with the services they demanded. Customers that we could not satisfy yesterday must understand that our bank has acquired capabilities to manage large accounts. We can manage from the smallest to the largest customer. CCA-Bank is a space that remains appropriate to accompany its customers. We have therefore taken steps to give them satisfaction. We have the resources both qualitatively and quantitatively. We will further improve to remain successful both commercially and financially.
What are the opportunities for your bank's customers?
The changes for the benefit of our customers are enormous. On the national level, our cheques and transfers will be directly compensated rapidly, unlike what is happening today. Our customers will earn in value day which is to their advantage. We will move to the money market with access to the Central Bank. Thus, investment loans between the treasuries will be done with the CCA -Bank. We will equally have access to the lender of last resort, which is the Central Bank. At the international level, we will be open to the world. We are therefore allowed to have foreign correspondents. With this change, we offer our customers a complete package.
What is the situation of CCA-Bank at the moment of this change of status?
CCA-Bank is certainly a newborn in the banking sector, but it comes with a little maturity. At the time of obtaining this bank authorization, we have a total balance sheet of 182,000,000,000 FCFA, an outstanding loan of 78,000,000,000 FCFA and an outstanding deposit of 171,000,000,000 FCFA. CCA Bank has more than 450, 000 customers and a network of choice in terms of quality and quantity with its more than 42 branches throughout the country. This allows us to ensure a better proximity than others throughout the banking chessboard.
- André Alexis Megudjou: "We will be open to the world"