Access the bank today in strict compliance with the Sharia standards and principles thanks to the CCA-BANK ISLAMIC GATEWAY
Nos comptes
- Islamic savings account
- Individual islamic current accounts:
- civil servant account
- private and semi-public
- payroll account, islamic
- corporate current account
Our accounts
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MOURABAHA
Contract attached to individual and corporate current accounts to assist customers in financing their working capital and investment needs.
The bank, depending on the purpose of the financing, buys the goods (fixed assets or goods) to be financed and resells them on an instalment basis (repayment by fixed instalments agreed in advance) to the customers plus a profit margin agreed by the parties.
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IJARA
Contract attached to corporate current accounts to assist customers in financing their investment needs (financing of fixed assets).
The bank, depending on the customer's needs, buys the asset (fixed assets) to be financed and makes it available to the customer in the form of a lease/rental with an option to sell or not. The latter repays the loan in instalments, i.e. according to fixed schedules agreed in advance by the parties.
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SALAM
Contract attached to individual and corporate current accounts to assist customers operating in the agricultural sector and belonging to a value chain (contract farming) in financing their working capital needs.
The bank, depending on the need expressed, buys the inputs necessary for the applicant's production and makes them available to him in the form of a loan.
This loan is repaid in kind (with the harvest) and the bank, which had previously sold the harvest in advance at the beginning of the financing, delivers it to the buyer in return for payment and recovers its debt.
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ISTISNA’A
Contract attached to individual and corporate current accounts to assist customers who have expressed the need for financing a specific good or service not available on the market (made-to-order production).
The bank arranges for the goods (production lines, buildings, etc.) to be manufactured or constructed on his behalf in accordance with the customer's contractual specifications and sells them back to the customer on an instalment basis (with schedules) with a profit margin agreed upon at the end of the manufacturing process.
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TAWARRUQ
Contract attached to individual and corporate current accounts to assist customers wishing to invest their savings in the form of savings bonds for individuals and term deposits for companies.
The customer and the bank agree on the amount, the remuneration amount and the duration of the investment.
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QARDH HASSAN
Contract attached to savings accounts to assist customers who have expressed the need to secure their surplus income (no "Riba": no interest and no usury).
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WADI’A
Contract attached to individual and corporate current accounts to assist customers who have opened an account to manage their cash flows (no "Riba": no interest, no usury and no fees).
Benefits & related services
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Local and international access to account with CARD (GIMAC or VISA);
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Electronic banking service (C-Mobile & C-On-line);
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Possibility of subscribing up to three (3) additional cards for relatives;
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Possibility to subscribe to the Employee Package (C-Mobile and C-On-line, Card);
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Possibility of issuing cheques for cashing and making transfers (private individuals);
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Transfer from the 1st month following receipt of the complete customer file from Employees;
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Possibility to do withdrawals free of charge in all CCA-Bank branches and in other banks in the CEMAC zone;
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Possibility of cashing a cheque from other banks into account within 24 hours;
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Possibility to transfer funds internationally;
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Electronic banking services (C-Mobile, C-On-line) e.g. cheque book; transfers; bank domiciliation certificate.
